Retirement Planning Tool

You’ve chosen to take all of some or all of your Investment Builder savings at the same time as taking your Retirement Income Builder benefits (your pension income).

This means we can combine your Investment Builder savings with your Retirement Income Builder benefits to boost your pension and/or tax-free cash.

If you don’t take all your Investment Builder savings when you retire, they’ll remain invested and could go up or down with investment performance.

Visit your pension explained to understand both parts of USS and what you get.