Here's how you can take your Investment Builder savings before or after you retire
- Read our factsheet on cash payments
- Read our Using your Investment Builder pot page to see how you can flexibly access your DC savings.
- Make sure your Target Requirement Age is up to date in My USS - the age you want to start taking your Investment Builder savings. It can be different to the age you want to retire. It's important as it tells us when to start switching your investments if we're managing them for you, and when to get in touch about your Investment Builder options as you approach this age
Taking cash payments (otherwise known as UFPLS) is one of the flexible ways you can take your Investment Builder savings. It allows you to use your savings pot a little like a bank account and withdraw up to four cash payments each year.
There are implications to taking cash payments so you should read our factsheet first.